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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,361 | $177,156-78.3% | $147,027-73.9% | $154,746-75.2% |
| Participation rate | 81.8% | 79.4%+2.5pp | 73.7%+8.1pp | 80.7%+1.1pp |
| Annual return | 17.87% | 21.94%-4.1pp | 20.23%-2.4pp | 172.34%-154.5pp |
| Employer contribution / active EE | $0 | $4,336-100.0% | $3,626-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $1,888 | $5,797-67.4% | $4,933-61.7% | $6,730-71.9% |
| Admin fee / account holder | $321 | $14,904-97.8% | $12,223-97.4% | $14,365-97.8% |