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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,361 | $161,352-76.2% | $134,172-71.4% | $137,256-72.1% |
| Participation rate | 81.8% | 78.3%+3.5pp | 72.5%+9.4pp | 80.0%+1.9pp |
| Annual return | 17.87% | 28.72%-10.8pp | 25.30%-7.4pp | 220.34%-202.5pp |
| Employer contribution / active EE | $0 | $4,099-100.0% | $3,420-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $1,888 | $5,552-66.0% | $4,690-59.7% | $6,407-70.5% |
| Admin fee / account holder | $321 | $15,028-97.9% | $12,016-97.3% | $12,270-97.4% |