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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,518 | $77,920-5.6% | $149,723-50.9% | $75,177-2.2% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 10.71% | 31.72%-21.0pp | 134.50%-123.8pp | 160.75%-150.0pp |
| Employer contribution / active EE | $5,268 | $3,138+67.9% | $4,821+9.3% | $2,671+97.2% |
| Participant deferral / active EE | $3,667 | $3,411+7.5% | $5,682-35.5% | $4,126-11.1% |
| Admin fee / account holder | $25,727 | $5,951+332.3% | $13,215+94.7% | $5,651+355.2% |