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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,822 | $92,219-39.5% | $76,767-27.3% | $135,380-58.8% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -8.81% | 5.46%-14.3pp | 2.43%-11.2pp | 519.81%-528.6pp |
| Employer contribution / active EE | $3,183 | $3,216-1.0% | $2,485+28.1% | $4,779-33.4% |
| Participant deferral / active EE | $5,880 | $4,508+30.4% | $3,852+52.7% | $5,609+4.8% |
| Admin fee / account holder | $2,329 | $10,749-78.3% | $6,675-65.1% | $10,828-78.5% |