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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,495 | $86,288-7.9% | $111,306-28.6% | $85,851-7.4% |
| Participation rate | 100.0% | 73.3%+26.7pp | 77.3%+22.7pp | 69.3%+30.7pp |
| Annual return | 11.18% | 19.99%-8.8pp | 54.67%-43.5pp | 318.63%-307.5pp |
| Employer contribution / active EE | $6,436 | $2,044+214.9% | $2,732+135.6% | $2,565+150.9% |
| Participant deferral / active EE | $4,789 | $3,641+31.5% | $4,488+6.7% | $3,952+21.2% |
| Admin fee / account holder | $12,746 | $8,189+55.6% | $7,966+60.0% | $6,261+103.6% |