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Solo shows the percentile for each metric against plans of the same size and industry. $4.99 for your first month, then $34.99 a month. Cancel any time.
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Solo shows up to ten years of filings for this plan, year over year. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Service type | Compensation |
|---|---|---|
NBT BANCORP NA2 years Service code 21 · EIN 16-1268674 | Bank Trustee | $42,639 |
CHARLES SCHWAB & CO., INC.6 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,258 | $27,641+81.8% | $61,373-18.1% | $68,494-26.6% |
| Participation rate | 87.6% | 39.5%+48.1pp | 52.6%+35.1pp | 67.9%+19.7pp |
| Annual return | -15.46% | -13.24%-2.2pp | 338.61%-354.1pp | -7.84%-7.6pp |
| Employer contribution / active EE | $1,946 | $695+179.8% | $1,159+67.8% | $2,596-25.0% |
| Participant deferral / active EE | $4,093 | $1,263+224.0% | $2,125+92.6% | $4,027+1.6% |
| Admin fee / account holder | $331 | $2,010-83.6% | $2,130-84.5% | $5,403-93.9% |