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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,972 | $118,877+39.6% | $96,570+71.9% | $167,536-0.9% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 7.97% | 50.50%-42.5pp | 37.79%-29.8pp | 478.82%-470.8pp |
| Employer contribution / active EE | $1,687 | $3,121-45.9% | $2,357-28.4% | $4,839-65.1% |
| Participant deferral / active EE | $1,387 | $4,617-70.0% | $3,849-64.0% | $6,342-78.1% |
| Admin fee / account holder | $64,700 | $8,069+701.9% | $6,182+946.5% | $12,315+425.4% |