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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,900 | $148,623+83.6% | $135,974+100.7% | $139,466+95.7% |
| Participation rate | 84.6% | 83.9%+0.8pp | 81.9%+2.7pp | 80.3%+4.3pp |
| Annual return | 21.58% | 79.30%-57.7pp | 68.30%-46.7pp | 373.66%-352.1pp |
| Employer contribution / active EE | $1,713 | $5,246-67.3% | $4,859-64.7% | $4,754-64.0% |
| Participant deferral / active EE | $5,916 | $8,103-27.0% | $7,760-23.8% | $6,712-11.9% |
| Admin fee / account holder | $728 | $12,406-94.1% | $10,767-93.2% | $11,409-93.6% |