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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,932 | $196,972+30.4% | $182,262+41.0% | $198,609+29.4% |
| Participation rate | 80.0% | 85.7%-5.7pp | 84.2%-4.2pp | 82.4%-2.4pp |
| Annual return | 17.26% | 158.27%-141.0pp | 140.60%-123.3pp | 202.70%-185.4pp |
| Employer contribution / active EE | $1,708 | $5,364-68.2% | $5,046-66.1% | $5,055-66.2% |
| Participant deferral / active EE | $5,772 | $8,643-33.2% | $8,276-30.3% | $6,977-17.3% |
| Admin fee / account holder | $677 | $18,429-96.3% | $16,712-95.9% | $19,030-96.4% |