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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,118 | $167,353-86.2% | $143,797-83.9% | $134,545-82.8% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -24.11% | 0.48%-24.6pp | -0.04%-24.1pp | 418.37%-442.5pp |
| Employer contribution / active EE | $1,257 | $5,620-77.6% | $4,952-74.6% | $4,742-73.5% |
| Participant deferral / active EE | $7,360 | $6,447+14.2% | $5,638+30.5% | $6,401+15.0% |
| Admin fee / account holder | $10,817 | $18,096-40.2% | $14,679-26.3% | $11,431-5.4% |