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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,440 | $56,894-39.5% | $84,753-59.4% | $62,881-45.2% |
| Participation rate | 70.3% | 68.5%+1.7pp | 76.6%-6.3pp | 69.3%+1.0pp |
| Annual return | -2.07% | 6.30%-8.4pp | 22.78%-24.9pp | 20.14%-22.2pp |
| Employer contribution / active EE | $6,310 | $2,400+162.9% | $3,574+76.5% | $2,281+176.6% |
| Participant deferral / active EE | $1,909 | $2,709-29.5% | $3,712-48.6% | $3,203-40.4% |
| Admin fee / account holder | $2,040 | $3,581-43.0% | $5,333-61.8% | $4,296-52.5% |