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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,007 | $96,731+16.8% | $123,973-8.8% | $86,983+29.9% |
| Participation rate | 89.6% | 70.0%+19.6pp | 76.7%+12.9pp | 69.5%+20.0pp |
| Annual return | 5.42% | 17.33%-11.9pp | 388.13%-382.7pp | 25.83%-20.4pp |
| Employer contribution / active EE | $9,055 | $3,297+174.7% | $4,126+119.5% | $2,584+250.4% |
| Participant deferral / active EE | $6,620 | $4,152+59.4% | $5,247+26.2% | $4,194+57.8% |
| Admin fee / account holder | $7,456 | $8,722-14.5% | $11,799-36.8% | $7,856-5.1% |