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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,627 | $95,383-54.3% | $185,837-76.5% | $85,856-49.2% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 17.45% | 23.59%-6.1pp | 122.08%-104.6pp | 318.58%-301.1pp |
| Employer contribution / active EE | $0 | $3,313-100.0% | $5,168-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $4,488 | $3,423+31.1% | $5,568-19.4% | $3,952+13.6% |
| Admin fee / account holder | $10,464 | $7,213+45.1% | $16,241-35.6% | $6,261+67.1% |