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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,986 | $175,259-70.3% | $149,723-65.3% | $139,487-62.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 27.24% | 166.82%-139.6pp | 134.50%-107.3pp | 373.84%-346.6pp |
| Employer contribution / active EE | $821 | $5,478-85.0% | $4,821-83.0% | $4,755-82.7% |
| Participant deferral / active EE | $3,376 | $6,522-48.2% | $5,682-40.6% | $6,713-49.7% |
| Admin fee / account holder | $407 | $16,158-97.5% | $13,215-96.9% | $11,407-96.4% |