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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,135 | $69,977-4.1% | $108,582-38.2% | $62,881+6.8% |
| Participation rate | 100.0% | 72.9%+27.1pp | 79.6%+20.4pp | 69.3%+30.7pp |
| Annual return | 4.11% | 10.73%-6.6pp | -51.70%+55.8pp | 20.14%-16.0pp |
| Employer contribution / active EE | $1,552 | $2,135-27.3% | $3,758-58.7% | $2,281-32.0% |
| Participant deferral / active EE | $2,921 | $3,165-7.7% | $4,311-32.2% | $3,203-8.8% |
| Admin fee / account holder | $1,178 | $5,076-76.8% | $7,645-84.6% | $4,296-72.6% |