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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,430 | $54,541+236.3% | $78,778+132.8% | $70,124+161.6% |
| Participation rate | 83.9% | 60.8%+23.1pp | 69.2%+14.7pp | 69.5%+14.3pp |
| Annual return | 11.52% | 21.07%-9.5pp | 35.62%-24.1pp | 73.14%-61.6pp |
| Employer contribution / active EE | $3,915 | $1,089+259.6% | $1,986+97.1% | $2,342+67.1% |
| Participant deferral / active EE | $3,331 | $2,210+50.7% | $2,958+12.6% | $3,3320% |
| Admin fee / account holder | $6,614 | $3,709+78.3% | $5,134+28.8% | $4,645+42.4% |