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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,096 | $65,125+26.1% | $143,797-42.9% | $66,949+22.6% |
| Participation rate | 100.0% | 65.2%+34.8pp | 80.3%+19.7pp | 69.8%+30.2pp |
| Annual return | -16.48% | -11.13%-5.4pp | -0.04%-16.4pp | 1.57%-18.1pp |
| Employer contribution / active EE | $4,278 | $2,362+81.1% | $4,952-13.6% | $2,545+68.1% |
| Participant deferral / active EE | $3,565 | $2,920+22.1% | $5,638-36.8% | $4,239-15.9% |
| Admin fee / account holder | $2,980 | $503+492.9% | $14,679-79.7% | $594+402.1% |