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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,502 | $167,522+132.5% | $151,639+156.9% | $134,532+189.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -15.51% | 7.81%-23.3pp | 3.34%-18.8pp | 418.27%-433.8pp |
| Employer contribution / active EE | $8,735 | $6,828+27.9% | $6,165+41.7% | $4,741+84.2% |
| Participant deferral / active EE | $6,125 | $8,986-31.8% | $8,363-26.8% | $6,401-4.3% |
| Admin fee / account holder | $8,698 | $13,780-36.9% | $11,613-25.1% | $11,429-23.9% |