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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,200 | $72,071+22.4% | $68,368+29.0% | $137,256-35.7% |
| Participation rate | 88.9% | 76.2%+12.7pp | 73.8%+15.1pp | 80.0%+8.9pp |
| Annual return | 10.83% | 353.14%-342.3pp | 292.57%-281.7pp | 220.34%-209.5pp |
| Employer contribution / active EE | $3,932 | $2,788+41.0% | $2,649+48.4% | $4,156-5.4% |
| Participant deferral / active EE | $8,267 | $4,410+87.5% | $4,123+100.5% | $6,407+29.0% |
| Admin fee / account holder | $13,153 | $5,336+146.5% | $5,150+155.4% | $12,270+7.2% |