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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,195 | $72,269+98.1% | $101,271+41.4% | $79,852+79.3% |
| Participation rate | 56.9% | 68.5%-11.5pp | 75.8%-18.9pp | 69.6%-12.7pp |
| Annual return | 13.53% | 22.29%-8.8pp | 46.48%-33.0pp | 31.72%-18.2pp |
| Employer contribution / active EE | $2,345 | $2,692-12.9% | $3,660-35.9% | $2,471-5.1% |
| Participant deferral / active EE | $6,633 | $3,282+102.1% | $4,371+51.8% | $3,740+77.3% |
| Admin fee / account holder | $11,322 | $4,401+157.3% | $5,948+90.4% | $5,306+113.4% |