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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,987 | $81,331+15.6% | $155,534-39.6% | $80,935+16.1% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 9.71% | 33.37%-23.7pp | 64.92%-55.2pp | 35.66%-26.0pp |
| Employer contribution / active EE | $6,147 | $3,105+98.0% | $4,675+31.5% | $2,757+123.0% |
| Participant deferral / active EE | $5,282 | $3,454+52.9% | $5,630-6.2% | $4,299+22.9% |
| Admin fee / account holder | $12,258 | $7,999+53.2% | $15,900-22.9% | $6,924+77.0% |