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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,579 | $98,766+163.8% | $149,730+74.0% | $79,852+226.3% |
| Participation rate | 91.2% | 75.8%+15.4pp | 82.5%+8.7pp | 69.6%+21.5pp |
| Annual return | 9.45% | 27.43%-18.0pp | 276.70%-267.3pp | 31.72%-22.3pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,645-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $4,784 | $5,681-15.8% | $6,843-30.1% | $3,740+27.9% |
| Admin fee / account holder | $30,275 | $6,052+400.2% | $9,310+225.2% | $5,306+470.6% |