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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,167 | $87,544+279.4% | $75,784+338.3% | $125,388+164.9% |
| Participation rate | 71.4% | 80.2%-8.7pp | 75.8%-4.4pp | 83.2%-11.8pp |
| Annual return | -1.91% | 13.49%-15.4pp | 9.68%-11.6pp | 282.24%-284.1pp |
| Employer contribution / active EE | $1,235 | $3,930-68.6% | $3,323-62.8% | $4,866-74.6% |
| Participant deferral / active EE | $4,089 | $4,229-3.3% | $3,652+12.0% | $5,352-23.6% |
| Admin fee / account holder | $2,668 | $6,502-59.0% | $5,300-49.7% | $9,541-72.0% |