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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,621 | $67,411-47.2% | $91,004-60.9% | $70,124-49.2% |
| Participation rate | 100.0% | 71.4%+28.6pp | 75.6%+24.4pp | 69.5%+30.5pp |
| Annual return | 12.25% | -40.16%+52.4pp | 4.60%+7.7pp | 73.14%-60.9pp |
| Employer contribution / active EE | $1,589 | $1,786-11.0% | $2,456-35.3% | $2,342-32.2% |
| Participant deferral / active EE | $2,946 | $2,823+4.4% | $3,548-16.9% | $3,332-11.6% |
| Admin fee / account holder | $325 | $4,236-92.3% | $5,417-94.0% | $4,645-93.0% |