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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,068 | $98,776+2.3% | $149,745-32.5% | $79,856+26.6% |
| Participation rate | 97.9% | 75.8%+22.1pp | 82.5%+15.4pp | 69.6%+28.3pp |
| Annual return | 10.59% | 27.38%-16.8pp | 276.72%-266.1pp | 31.71%-21.1pp |
| Employer contribution / active EE | $6,366 | $3,217+97.9% | $4,646+37.0% | $2,471+157.6% |
| Participant deferral / active EE | $10,296 | $5,681+81.2% | $6,843+50.5% | $3,741+175.2% |
| Admin fee / account holder | $20,684 | $6,053+241.7% | $9,312+122.1% | $5,306+289.8% |