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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,108 | $77,920+14.4% | $149,723-40.5% | $75,177+18.5% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 14.98% | 31.72%-16.7pp | 134.50%-119.5pp | 160.75%-145.8pp |
| Employer contribution / active EE | $4,095 | $3,138+30.5% | $4,821-15.1% | $2,671+53.3% |
| Participant deferral / active EE | $4,120 | $3,411+20.8% | $5,682-27.5% | $4,126-0.2% |
| Admin fee / account holder | $5,571 | $5,951-6.4% | $13,215-57.8% | $5,651-1.4% |