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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,350 | $81,233+21.1% | $155,567-36.8% | $80,874+21.6% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 9.89% | 33.33%-23.4pp | 64.74%-54.8pp | 35.62%-25.7pp |
| Employer contribution / active EE | $2,711 | $3,101-12.6% | $4,674-42.0% | $2,756-1.6% |
| Participant deferral / active EE | $5,428 | $3,452+57.2% | $5,628-3.6% | $4,297+26.3% |
| Admin fee / account holder | $3,415 | $7,998-57.3% | $15,916-78.5% | $6,935-50.8% |