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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA RETIREMENT SOLUTIONS L Service code 15 · EIN 13-3689044 | Recordkeeping | $106,081 |
Filed as: MML INVESTORS SERVICES LLC Service code 22 · EIN 04-3109325 | Insurance Broker | $70,932 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,999 | $77,677+135.6% | $109,173+67.6% | $79,391+130.5% |
| Participation rate | 99.2% | 67.8%+31.4pp | 75.9%+23.3pp | 70.7%+28.5pp |
| Annual return | 12.41% | 23.44%-11.0pp | 25.75%-13.3pp | 116.88%-104.5pp |
| Employer contribution / active EE | $9,953 | $2,798+255.7% | $3,723+167.4% | $2,428+310.0% |
| Participant deferral / active EE | $3,223 | $3,517-8.4% | $4,654-30.7% | $4,046-20.3% |
| Admin fee / account holder | $577 | $732-21.3% | $6,755-91.5% | $627-8.0% |