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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,924 | $99,652+3.3% | $78,778+30.7% | $147,586-30.3% |
| Participation rate | 84.6% | 76.2%+8.4pp | 69.2%+15.4pp | 82.8%+1.8pp |
| Annual return | 16.28% | 47.28%-31.0pp | 35.62%-19.3pp | 578.59%-562.3pp |
| Employer contribution / active EE | $1,075 | $2,796-61.6% | $1,986-45.9% | $4,876-78.0% |
| Participant deferral / active EE | $1,755 | $3,664-52.1% | $2,958-40.7% | $5,439-67.7% |
| Admin fee / account holder | $3,497 | $7,155-51.1% | $5,134-31.9% | $10,886-67.9% |