Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,202 | $67,602-40.5% | $82,312-51.2% | $70,126-42.7% |
| Participation rate | 51.1% | 72.8%-21.7pp | 76.9%-25.8pp | 69.5%-18.5pp |
| Annual return | 6.77% | 21.57%-14.8pp | 25.88%-19.1pp | 73.15%-66.4pp |
| Employer contribution / active EE | $363 | $1,755-79.3% | $2,428-85.1% | $2,343-84.5% |
| Participant deferral / active EE | $1,528 | $2,987-48.8% | $3,706-58.8% | $3,332-54.1% |
| Admin fee / account holder | $2,226 | $4,512-50.7% | $5,608-60.3% | $4,645-52.1% |