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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,983 | $94,436+221.9% | $115,599+163.0% | $82,637+267.9% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.3%+25.7pp | 68.1%+31.9pp |
| Annual return | 14.18% | 18.37%-4.2pp | 111.10%-96.9pp | 53.51%-39.3pp |
| Employer contribution / active EE | $11,976 | $2,324+415.4% | $2,955+305.2% | $2,552+369.3% |
| Participant deferral / active EE | $2,452 | $3,955-38.0% | $4,889-49.8% | $4,126-40.6% |
| Admin fee / account holder | $5,420 | $10,328-47.5% | $12,841-57.8% | $7,339-26.1% |