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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,983 | $94,031+223.3% | $115,768+162.6% | $82,448+268.7% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.4%+25.6pp | 68.1%+31.9pp |
| Annual return | 14.18% | 20.61%-6.4pp | 100.46%-86.3pp | 41.64%-27.5pp |
| Employer contribution / active EE | $11,976 | $2,323+415.5% | $2,940+307.4% | $2,551+369.5% |
| Participant deferral / active EE | $2,452 | $3,972-38.3% | $4,917-50.1% | $4,139-40.8% |
| Admin fee / account holder | $5,420 | $10,249-47.1% | $12,439-56.4% | $7,234-25.1% |