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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,035 | $85,171-65.9% | $172,753-83.2% | $72,976-60.2% |
| Participation rate | 77.8% | 70.1%+7.7pp | 82.6%-4.9pp | 69.5%+8.3pp |
| Annual return | 19.13% | 27.32%-8.2pp | 803.00%-783.9pp | 81.02%-61.9pp |
| Employer contribution / active EE | $1,253 | $3,324-62.3% | $5,144-75.6% | $2,440-48.6% |
| Participant deferral / active EE | $1,899 | $3,260-41.7% | $5,198-63.5% | $3,608-47.4% |
| Admin fee / account holder | $1,218 | $5,880-79.3% | $13,956-91.3% | $5,124-76.2% |