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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,724 | $86,949+43.4% | $102,460+21.7% | $80,959+54.1% |
| Participation rate | 66.7% | 72.4%-5.7pp | 76.5%-9.8pp | 67.7%-1.0pp |
| Annual return | 11.54% | 18.89%-7.4pp | 29.47%-17.9pp | 35.67%-24.1pp |
| Employer contribution / active EE | $1,280 | $2,370-46.0% | $3,025-57.7% | $2,757-53.6% |
| Participant deferral / active EE | $5,040 | $4,121+22.3% | $5,056-0.3% | $4,300+17.2% |
| Admin fee / account holder | $1,483 | $8,048-81.6% | $9,460-84.3% | $6,925-78.6% |