See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
NBT BANCORP NA3+ years Filed as: NBT BANCORP, N.A. Service code 21 · EIN 15-0395735 | Bank Trustee | $25,430 |
CHARLES SCHWAB & CO., INC.3+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
EPIC RETIREMENT PLAN SERVICES3+ years Filed as: EPIC ADVISORS, INC. Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,298 | $50,385-29.9% | $75,670-53.4% | $62,292-43.3% |
| Participation rate | 39.3% | 67.7%-28.4pp | 72.3%-33.1pp | 69.5%-30.2pp |
| Annual return | 16.92% | 19.90%-3.0pp | 27.34%-10.4pp | 28.90%-12.0pp |
| Employer contribution / active EE | $335 | $1,537-78.2% | $2,352-85.8% | $2,042-83.6% |
| Participant deferral / active EE | $1,549 | $2,445-36.6% | $3,142-50.7% | $3,169-51.1% |
| Admin fee / account holder | $183 | $384-52.4% | $5,800-96.8% | $479-61.8% |