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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,828 | $92,743+203.9% | $82,744+240.6% | $134,532+109.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -13.24% | 946.63%-959.9pp | 702.22%-715.5pp | 418.27%-431.5pp |
| Employer contribution / active EE | $1,851 | $3,273-43.4% | $3,008-38.5% | $4,741-61.0% |
| Participant deferral / active EE | $3,705 | $4,802-22.8% | $4,395-15.7% | $6,401-42.1% |
| Admin fee / account holder | $1,265 | $5,977-78.8% | $5,325-76.2% | $11,429-88.9% |