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| Provider | Service type | Compensation |
|---|---|---|
MILLIMAN, INC.6+ years Service code 15 · EIN 91-0675641 | Recordkeeping | $49,338 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $12,335 |
CHARLES SCHWAB & CO., INC.6+ years Filed as: CHARLES SCHWAB & CO., INC, Service code 19 · EIN 94-1737782 | Securities Custodian | $0 |
CHARLES SCHWAB & CO., INC.6+ years Service code 19 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,398 | $73,638+225.1% | $95,952+149.5% | $73,488+225.8% |
| Participation rate | 91.0% | 76.2%+14.9pp | 77.1%+13.9pp | 70.7%+20.3pp |
| Annual return | 10.46% | 16.78%-6.3pp | 91.61%-81.2pp | 28.51%-18.1pp |
| Employer contribution / active EE | $1,092 | $1,863-41.4% | $2,541-57.0% | $2,270-51.9% |
| Participant deferral / active EE | $6,792 | $3,617+87.8% | $4,167+63.0% | $3,740+81.6% |
| Admin fee / account holder | $388 | $482-19.5% | $6,795-94.3% | $513-24.4% |