See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CMJ, LLP1+ years Service code 16 · EIN 14-1710385 | Consulting | $13,300 |
Service code 25 · EIN 04-2647786 | Directed Trustee | $10,756 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,526 | $60,349+214.0% | $74,183+155.5% | $62,891+201.4% |
| Participation rate | 62.4% | 72.7%-10.4pp | 76.6%-14.3pp | 69.3%-7.0pp |
| Annual return | 5.55% | 21.37%-15.8pp | 17.74%-12.2pp | 20.14%-14.6pp |
| Employer contribution / active EE | $0 | $1,680-100.0% | $2,370-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,186 | $2,856-23.5% | $3,550-38.4% | $3,203-31.7% |
| Admin fee / account holder | $399 | $4,261-90.6% | $5,586-92.9% | $4,296-90.7% |