Retirement plan

DUTCHESS BEER DISTRIBUTORS, INC. PROFIT SHARING AND 401-K PLAN

Name: DUTCHESS BEER DISTRIBUTORS, INC. - DUTCHESS BEER DISTRIBUTORS, INC. PROFIT SHARING AND 401-K PLAN (2019) Form 5500
Creator: DUTCHESS BEER DISTRIBUTORS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DUTCHESS BEER DISTRIBUTORS, INC. PROFIT SHARING AND 401-K PLAN, DUTCHESS BEER DISTRIBUTORS, INC.

DUTCHESS BEER DISTRIBUTORS, INC.EIN 14-0623480Plan #002PY 2019

5 LAUREL STREET PO BOX 3289 - POUGHKEEPSIE, NY 12603845-452-0940LinkedIn1-10 employees

Other plans on this EIN

2 filings

#001Retirement-$11.4M assets #003Retirement-$1.7M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.2M

+27.3% from 2018

Total participants

-6.7% from 2018

Average account balance

$86,481

+36.4% from 2018

Annual return

27.99%

+15.12 pp from 2018

Benchmarks

See 22,309 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants<25

Cohort22,309 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.66M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$138K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$50K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+23.21%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$9520

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$50K

$4185 / participant

Other / not subdivided$50K100.0%

% of EOY assets

4.148%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$86,481

$152,592-43.3%

$125,180-30.9%

$152,885-43.4%

Participation rate

100.0%

83.3%+16.7pp

79.8%+20.2pp

82.5%+17.5pp

Annual return

27.99%

54.84%-26.9pp

43.79%-15.8pp

345.39%-317.4pp

Employer contribution / active EE

$1,126

$4,947-77.2%

$3,866-70.9%

$4,763-76.4%

Participant deferral / active EE

$2,491

$5,868-57.5%

$4,937-49.5%

$5,851-57.4%

Admin fee / account holder

$3,587

$13,435-73.3%

$9,703-63.0%

$11,598-69.1%

DUTCHESS BEER DISTRIBUTORS, INC. PROFIT SHARING AND 401-K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DUTCHESS BEER DISTRIBUTORS, INC. PROFIT SHARING AND 401-K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion