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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,761 | $68,681+186.5% | $86,625+127.1% | $85,851+129.2% |
| Participation rate | 89.3% | 66.4%+22.9pp | 71.6%+17.6pp | 69.3%+20.0pp |
| Annual return | 10.55% | 20.12%-9.6pp | 63.52%-53.0pp | 318.63%-308.1pp |
| Employer contribution / active EE | $4,670 | $1,880+148.3% | $2,496+87.1% | $2,565+82.0% |
| Participant deferral / active EE | $6,192 | $2,919+112.1% | $3,700+67.4% | $3,952+56.7% |
| Admin fee / account holder | $4,137 | $5,974-30.8% | $5,830-29.0% | $6,261-33.9% |