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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,912 | $175,259-67.0% | $149,723-61.3% | $139,487-58.5% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 21.12% | 166.82%-145.7pp | 134.50%-113.4pp | 373.84%-352.7pp |
| Employer contribution / active EE | $3,966 | $5,478-27.6% | $4,821-17.7% | $4,755-16.6% |
| Participant deferral / active EE | $10,766 | $6,522+65.1% | $5,682+89.5% | $6,713+60.4% |
| Admin fee / account holder | $628 | $16,158-96.1% | $13,215-95.2% | $11,407-94.5% |