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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,303 | $87,166-33.1% | $76,735-24.0% | $137,256-57.5% |
| Participation rate | 89.5% | 74.4%+15.1pp | 69.5%+20.0pp | 80.0%+9.5pp |
| Annual return | 14.68% | 26.50%-11.8pp | 29.77%-15.1pp | 220.34%-205.7pp |
| Employer contribution / active EE | $2,667 | $2,904-8.2% | $2,454+8.7% | $4,156-35.8% |
| Participant deferral / active EE | $5,759 | $4,726+21.9% | $4,088+40.9% | $6,407-10.1% |
| Admin fee / account holder | $8,944 | $8,403+6.4% | $7,189+24.4% | $12,270-27.1% |