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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,714 | $100,811+126.9% | $86,698+163.8% | $134,545+70.0% |
| Participation rate | 85.7% | 79.0%+6.8pp | 76.6%+9.1pp | 81.2%+4.5pp |
| Annual return | -12.71% | 29.11%-41.8pp | 35.96%-48.7pp | 418.37%-431.1pp |
| Employer contribution / active EE | $72 | $3,490-97.9% | $2,837-97.5% | $4,742-98.5% |
| Participant deferral / active EE | $6,271 | $5,339+17.5% | $4,656+34.7% | $6,401-2.0% |
| Admin fee / account holder | $12,707 | $10,926+16.3% | $7,492+69.6% | $11,431+11.2% |