Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,345 | $80,748+15.6% | $102,383-8.8% | $74,429+25.4% |
| Participation rate | 49.7% | 65.7%-16.0pp | 74.5%-24.8pp | 67.2%-17.5pp |
| Annual return | 20.51% | 27.57%-7.1pp | 24.94%-4.4pp | 1368.38%-1347.9pp |
| Employer contribution / active EE | $955 | $3,159-69.8% | $3,870-75.3% | $2,625-63.6% |
| Participant deferral / active EE | $6,182 | $3,861+60.1% | $5,060+22.2% | $4,348+42.2% |
| Admin fee / account holder | $1,186 | $2,371-50.0% | $8,391-85.9% | $1,944-39.0% |