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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 71-0294708 | Advisory (Participants) | $21,345 |
MORNINGSTAR2 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT Service code 26 · EIN 36-4317381 | Advisory (Participants) | $20,073 |
RSM US LLP6 years Service code 99 · EIN 11-1000111 | Other Fees | $15,237 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,517 | $86,692+150.9% | $119,634+81.8% | $66,949+224.9% |
| Participation rate | 93.8% | 75.6%+18.2pp | 79.3%+14.6pp | 69.8%+24.0pp |
| Annual return | -16.27% | -8.00%-8.3pp | -14.98%-1.3pp | 1.57%-17.8pp |
| Employer contribution / active EE | $11 | $2,536-99.6% | $4,232-99.7% | $2,545-99.6% |
| Participant deferral / active EE | $9,042 | $4,360+107.4% | $5,601+61.4% | $4,239+113.3% |
| Admin fee / account holder | $308 | $755-59.2% | $10,329-97.0% | $594-48.1% |