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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,600 | $81,276+96.4% | $155,574+2.6% | $80,925+97.2% |
| Participation rate | 97.2% | 66.2%+31.0pp | 78.2%+19.0pp | 67.7%+29.6pp |
| Annual return | 9.85% | 33.36%-23.5pp | 64.87%-55.0pp | 35.65%-25.8pp |
| Employer contribution / active EE | $5,568 | $3,103+79.4% | $4,676+19.1% | $2,756+102.0% |
| Participant deferral / active EE | $6,477 | $3,453+87.6% | $5,629+15.1% | $4,299+50.7% |
| Admin fee / account holder | $18,238 | $7,993+128.2% | $15,914+14.6% | $6,940+162.8% |