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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,600 | $81,358+96.2% | $155,556+2.6% | $80,959+97.1% |
| Participation rate | 97.2% | 66.3%+31.0pp | 78.2%+19.0pp | 67.7%+29.6pp |
| Annual return | 9.85% | 33.39%-23.5pp | 64.84%-55.0pp | 35.67%-25.8pp |
| Employer contribution / active EE | $5,568 | $3,106+79.2% | $4,675+19.1% | $2,757+101.9% |
| Participant deferral / active EE | $6,477 | $3,455+87.5% | $5,631+15.0% | $4,300+50.6% |
| Admin fee / account holder | $18,238 | $7,994+128.2% | $15,885+14.8% | $6,925+163.3% |