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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,600 | $81,233+96.5% | $155,567+2.6% | $80,874+97.3% |
| Participation rate | 97.2% | 66.2%+31.0pp | 78.2%+19.0pp | 67.6%+29.6pp |
| Annual return | 9.85% | 33.33%-23.5pp | 64.74%-54.9pp | 35.62%-25.8pp |
| Employer contribution / active EE | $5,568 | $3,101+79.6% | $4,674+19.1% | $2,756+102.0% |
| Participant deferral / active EE | $6,477 | $3,452+87.6% | $5,628+15.1% | $4,297+50.7% |
| Admin fee / account holder | $18,238 | $7,998+128.0% | $15,916+14.6% | $6,935+163.0% |