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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,875 | $81,276-47.2% | $155,574-72.4% | $80,925-47.0% |
| Participation rate | 87.1% | 66.2%+20.9pp | 78.2%+8.9pp | 67.7%+19.5pp |
| Annual return | 9.36% | 33.36%-24.0pp | 64.87%-55.5pp | 35.65%-26.3pp |
| Employer contribution / active EE | $2,050 | $3,103-33.9% | $4,676-56.2% | $2,756-25.6% |
| Participant deferral / active EE | $2,852 | $3,453-17.4% | $5,629-49.3% | $4,299-33.6% |
| Admin fee / account holder | $3,025 | $7,993-62.2% | $15,914-81.0% | $6,940-56.4% |