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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,875 | $81,358-47.3% | $155,556-72.4% | $80,959-47.0% |
| Participation rate | 87.1% | 66.3%+20.9pp | 78.2%+8.9pp | 67.7%+19.5pp |
| Annual return | 9.36% | 33.39%-24.0pp | 64.84%-55.5pp | 35.67%-26.3pp |
| Employer contribution / active EE | $2,050 | $3,106-34.0% | $4,675-56.2% | $2,757-25.6% |
| Participant deferral / active EE | $2,852 | $3,455-17.5% | $5,631-49.3% | $4,300-33.7% |
| Admin fee / account holder | $3,025 | $7,994-62.2% | $15,885-81.0% | $6,925-56.3% |