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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,389 | $76,407-40.6% | $150,298-69.8% | $82,448-44.9% |
| Participation rate | 86.7% | 66.4%+20.3pp | 77.8%+8.9pp | 68.1%+18.6pp |
| Annual return | 11.23% | 39.99%-28.8pp | 62.79%-51.6pp | 41.64%-30.4pp |
| Employer contribution / active EE | $2,020 | $2,614-22.7% | $4,154-51.4% | $2,551-20.8% |
| Participant deferral / active EE | $2,688 | $3,214-16.4% | $5,453-50.7% | $4,139-35.1% |
| Admin fee / account holder | $6,097 | $6,352-4.0% | $14,116-56.8% | $7,234-15.7% |