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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,982 | $58,927+185.1% | $76,823+118.7% | $72,983+130.2% |
| Participation rate | 48.3% | 67.3%-19.1pp | 72.1%-23.8pp | 69.5%-21.2pp |
| Annual return | 18.42% | 2305.64%-2287.2pp | 1166.42%-1148.0pp | 81.01%-62.6pp |
| Employer contribution / active EE | $783 | $1,787-56.2% | $2,302-66.0% | $2,440-67.9% |
| Participant deferral / active EE | $6,037 | $2,690+124.4% | $3,336+81.0% | $3,608+67.3% |
| Admin fee / account holder | $99,096 | $4,013+2369.5% | $6,422+1443.2% | $5,124+1833.9% |