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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,995 | $78,707+93.1% | $117,861+29.0% | $70,126+116.7% |
| Participation rate | 70.0% | 73.2%-3.2pp | 79.7%-9.7pp | 69.5%+0.5pp |
| Annual return | 14.10% | 23.30%-9.2pp | 335.11%-321.0pp | 73.15%-59.0pp |
| Employer contribution / active EE | $632 | $2,223-71.6% | $3,786-83.3% | $2,343-73.0% |
| Participant deferral / active EE | $6,315 | $3,297+91.5% | $4,482+40.9% | $3,332+89.5% |
| Admin fee / account holder | $22,287 | $5,066+340.0% | $8,021+177.9% | $4,645+379.8% |